For Business Owners who suck at finances....

Million-Dollar CFO Teaches You How to Manage Your Business Finances to Profit More, Scale Faster & Never Run Out of Money!

Even if you have no Accounting Experience,

Or More Than 4 Hours A Month

Reality Check…

The #1 Reason Most Businesses Fail is Because They Run Out of Money

80% of businesses fail in the first 3 years due to poor financial planning and cash flow management.

If you're running your business without a financial background, you could be at risk.

You Didn’t Start Your Business Just To “Crunch Numbers”

You have a vision, but that vision can't happen if you ignore your finances.

Without positive cashflow, everything stops.

Most Common Reasons Why Businesses Run Out Of Money:

Overexpansion

- spreading yourself to thin in too many areas

Lack of Profitability

- consistently spending more than earning

Insufficient Capital

- not enough money set aside to cover operation costs

Unexpected Costs

- getting sucker-punched by bills you never saw coming

Poor Cash Flow Management

- money flows slower in than it flows out

Ineffective Marketing and Sales

- money flows slower in than it flows out

High Operating Expenses

- bleeding cash on stuff that doesn't move the needle

Without Real Tracking, Goal-Setting, and Planning Your Business Might Not Last

All it takes is one bad month or an unexpected tax bill to put your business in jeopardy.

And your business could already be in trouble if you don’t have any accounting or financial experience (most business owners don’t)

And you’re managing everything yourself without having a clear game plan or system in place.

Then you’re basically playing Russian roulette with your business every single day.

Yes, you might have accounts, or a CPA on your team,

But the truth is, they will follow your lead because you know your business best.

You know where to allocate money, what you need to grow, and what lifestyle you want for yourself.

Without Real Tracking, Goal-Setting, and Planning Your Business Might Not Last

All it takes is one bad month or an unexpected tax bill to put your business in jeopardy.

And your business could already be in trouble.

If you don’t have any accounting or financial experience (most business owners don’t,

And you’re managing everything yourself,

Without having a clear game plan or system in place.

Then you’re basically playing Russian roulette with your business every single day.

Yes, you might have accounts, or a CPA on your team,

But the truth is,

They will follow your lead because you know your business best.

You know where to allocate money, what you need to grow, and what lifestyle you want for yourself.

Image


Richard Branson said it best:

"The single biggest financial mistake I've made in my life is not paying attention to my cash flow.”

If you're currently facing these challenges:

  • Overwhelmed by financial concepts

  • Dealing with inconsistent cash flow

  • Facing high tax bills

  • Running out of cash reserves

  • Making financial decisions without a clear strategy

  • Unsure how to allocate budget for growth

  • Struggling to understand financial reports

  • Confused about reinvesting profits

  • Worried about surviving in a tough economy

  • Unable to accurately predict revenue

Then know that you're not alone.

Every business owner faces these challenges.

The good news is:

The Good News: You Don't Have to Hire a $10,000 CFO or Become a Financial Expert

All You Need is to Know the 80/20 of

How to Run Your Finances…

These 7 Figure Businesses Are Using This Exact "4-Hour CFO Cashflow System" to Save More, Invest More, and Profit More

Darla

“Fantastic! Therese listened to my concerns, explained things clearly, and shared her valuable financial expertise with me. I now feel more confident in my financial decisions.”

Sean

“Therese has helped bring organization to our company finances and has helped guide us to a plan of action.” 

Jay

“It's now easy to understand how to budget and form a financial game plan for my future. Loved all the help and resources Therese provided.”

If your goal is to grow a successful six to seven-figure business, then you need to know your numbers.

If you don’t get the fundamental right, nothing else will matter.

Your first objective should be to set up your business to be so financially secure that you can focus on growing and scaling without checking your bank account every day.

This means strategizing so your cash flow is always positive month by month.

Saving enough so you have a safety net of 2 or 3 months in case you run into some bad months — which always happens, knowing exactly how to make safe investment decisions.

Having a short-term and long-term plan that will help you scale predictably and a whole lot more.

And it starts now!

You need to learn how to manage the money in your business RIGHT NOW.

Not when you’re reaching 6 or 7 figures.

Why Should You Listen to Me?

Therese J.

Business Consultant at TKN Consulting

I'm Therese, a Business Consultant at TKN Consulting.


I sold my first company for six figures and have since been a fractional CFO for multiple 6-figure companies in FL.

I've worked with both small and large companies and they are putting their financial trust into my hands.

My job is to help these massive companies find new and better ways to keep more of what they are making.

Why Should You Listen to Me?

Therese Johnson

Business Consultant at TKN Consulting

I'm Therese, a Business Consultant at TKN Consulting.

I sold my first company for six figures and have since been a fractional CFO for multiple 6-figure companies in FL.

I've worked with both small and large companies and they are putting their financial trust into my hands.

My job is to help these massive companies find new and better ways to keep more of what they are making.

Introducing

The First-Ever Online Program That's Going To Give You The Essential Financial Knowledge You Need To Keep Your Business Running & Thriving

What You'll Get:

Lifetime Access to All Video Lessons

Have my knowledge and expertise in your back pocket, anytime, anywhere. Go through each lesson at your own pace and revisit it whenever you need it. I’ll guide you through each step with walkthroughs and step-by-step video tutorials explaining exactly what to do so there’s no guesswork when it comes to managing your finances.

Done-For-You Proven Templates

I’ve done most of the work for you. I’ll hand you the best templates for tracking your finances, budgeting, forecasting, balance sheets and more. All you have to do is fill-in-the-blanks and know how to interpret the numbers – which you’ll learn in the program.

Community

Be a part of an ongoing community of like-minded individuals who are at the same stage in their business as you are. Join live Q&A sessions together, network, share experiences, and get help anytime you need it.

Here’s What’s Inside The 80/20 Finance Program

Module 1: Financial Foundations

Dive deep into the financial fundamentals that are critical for your business's growth and stability. You’ll be able to understand the finance jargon and be able to read financial statements and balance sheets within seconds.

What you'll learn:

  • Understand what assets, liabilities, balance sheets, and more mean for your business

  • How to read and leverage cash flow statements for better decision-making

  • The ability to analyze your P&L statements and use them to drive profitability

  • How to calculate and improve your gross margins for increased earnings

  • The best practices for setting up your business accounts to streamline your financial management

  • Effective strategies to manage your taxes so you can avoid surprise bills and keep more of your profits

  • How to streamline the payroll process, reducing errors and freeing up your time

  • The best way to use credit to fuel your business growth without taking too much risk

Module 2: Goal Setting & Financial Planning

Learn how to set clear, actionable, short-term and long-term goals that will guide your daily decisions and also align with your overarching vision.

What you'll learn:

  • Set practical 3-month financial targets that will keep you focused and bring you closer to your longer-term goals

  • How to establish and work towards 3-year financial milestones, preparing your business for future success

  • Know exactly how to allocate resources so you never spend too much or too little

  • Develop a clear plan that guides your financial decisions, reducing overwhelm.

  • Understand how to balance investments to grow your business without putting your financial stability at risk

  • What systems to implement to measure your progress so you can stay updated and ensure you're on the right track

  • The simple way to instantly see your business's financial situation so you can make informed decisions

  • How to adjust your financial plans dynamically in response to what challenges and opportunities you’re facing

Module 3: Financial Projections and Budgeting

Learn to chart a path to your goals that's both ambitious and grounded in financial reality. This is to make sure you’re not just dreaming big but also planning smart, with a budget that supports every step towards your objectives without compromising your financial health.

What you'll learn:

  • Develop a clear and realistic plan for your future finances to guide your business decisions

  • How to create budgets that allows business growth while not impacting financial stability

  • Effective strategies that’s going to make overspending and financial risks obsolete

  • Identify the best areas for investment to maximize return without unnecessary risks

  • Budget like a pro to ensure your spending aligns with your short-term and long-term business objectives

  • Master the art of allocating resources efficiently across all areas of your business

  • Learn how to review and adjust your budgets to stay on track towards your financial goals

  • Simple and underused techniques to get the most out of every dollar spent

Module 4: Financial Tracking Mastery

Transform the saying "what gets measured, gets managed" into a tangible reality for your business. Effective financial tracking is not about drowning in data; it's about focusing on the key metrics that matter.

What you'll learn:

  • Simplify your accounting process to save time and eliminate unnecessary work

  • Identify which numbers truly matter for your business's health and growth

  • Establish a routine for reviewing your finances to ensure that you won’t be caught off guard

  • Shift from emotional to factual decision-making based on clear and raw financial data

  • Master the art of quick adjustments to stay aligned with your financial goals

  • How to use financial data to identify and mitigate risks before they become problems

  • What you need to do to have the confidence to make financial decisions with certainty and clarity

Module 5: Tax Mastery and Professional Guidance

In Module 5, we tackle the often-dreaded topic of taxes and turn it into an opportunity for savings and strategic planning. You'll learn how to navigate the complexities of taxation efficiently, ensuring you never overpay or get caught off-guard by unexpected bills.

What you'll learn:

  • The quickest and most effective way to reduce your tax burden ethically

  • How to plan for taxes season so you never end up being unprepared

  • Where and how to find world-class accountants who fit your business and budget

  • The art of maximizing deductions specific to your industry and business model

  • When and how to seek professional advice for complex tax issues

  • How to stay ahead of tax law changes and proactively take advantage of them

Module 6: Investment and Growth Strategies

Discover how to strategically build and manage a financial war chest that not only safeguards your business during downturns but also funds its growth.

What you'll learn:

  • How to create a reserve of capital for security and opportunity

  • Where and how to safely and predictably reinvest for maximum growth

  • The unconventional strategies that can double or triple your revenue and profits

  • Develop a long-term investment plan that will help scale your business no matter what

  • Know exactly how to assess and identify every opportunity for growth and allocate the exact amount needed

Module 7: Mastering Debt Relief

Whether you're looking to manage existing debt or considering new credit options, this module guides you towards making the most favorable decisions for your business's future.

What you'll learn:

  • The most boring and yet effective strategies that will help you not only manage but slash off your business debt

  • How to use credit cards to your advantage without falling into debt traps

  • What are the biggest and most dangerous dept traps that most business owners fall for so you don’t make the same mistake

  • Proven negotiation techniques that will always help you get favorable terms with creditors

  • How to manage debt in a way that you prevent it forever interfering with your business growth plans

  • The best and worse times to borrow so you always make a wise decision

  • A bullet-proof and comprehensive plan that will elevate the burden of your current debt quickly

  • Practical tips and strategies on how to instantly improve your business's credit score, enhancing your borrowing terms

Here’s What’s Inside The 80/20 Finance Program

Module 1: Financial Foundations

Dive deep into the financial fundamentals that are critical for your business's growth and stability. You’ll be able to understand the finance jargon and be able to read financial statements and balance sheets within seconds.

What you'll learn:

  • Understand what assets, liabilities, balance sheets, and more mean for your business

  • How to read and leverage cash flow statements for better decision-making

  • The ability to analyze your P&L statements and use them to drive profitability

  • How to calculate and improve your gross margins for increased earnings

  • The best practices for setting up your business accounts to streamline your financial management

  • Effective strategies to manage your taxes so you can avoid surprise bills and keep more of your profits

  • How to streamline the payroll process, reducing errors and freeing up your time

  • The best way to use credit to fuel your business growth without taking too much risk

Module 2: Goal Setting & Financial Planning

Learn how to set clear, actionable, short-term and long-term goals that will guide your daily decisions and also align with your overarching vision.

What you'll learn:

  • Set practical 3-month financial targets that will keep you focused and bring you closer to your longer-term goals

  • How to establish and work towards 3-year financial milestones, preparing your business for future success

  • Know exactly how to allocate resources so you never spend too much or too little

  • Develop a clear plan that guides your financial decisions, reducing overwhelm.

  • Understand how to balance investments to grow your business without putting your financial stability at risk

  • What systems to implement to measure your progress so you can stay updated and ensure you're on the right track

  • The simple way to instantly see your business's financial situation so you can make informed decisions

  • How to adjust your financial plans dynamically in response to what challenges and opportunities you’re facing

Module 3: Financial Projections and Budgeting

Learn to chart a path to your goals that's both ambitious and grounded in financial reality. This is to make sure you’re not just dreaming big but also planning smart, with a budget that supports every step towards your objectives without compromising your financial health.

What you'll learn:

  • Develop a clear and realistic plan for your future finances to guide your business decisions

  • How to create budgets that allows business growth while not impacting financial stability

  • Effective strategies that’s going to make overspending and financial risks obsolete

  • Identify the best areas for investment to maximize return without unnecessary risks

  • Budget like a pro to ensure your spending aligns with your short-term and long-term business objectives

  • Master the art of allocating resources efficiently across all areas of your business

  • Learn how to review and adjust your budgets to stay on track towards your financial goals

  • Simple and underused techniques to get the most out of every dollar spent

Module 4: Financial Tracking Mastery

Transform the saying "what gets measured, gets managed" into a tangible reality for your business. Effective financial tracking is not about drowning in data; it's about focusing on the key metrics that matter.

What you'll learn:

  • Simplify your accounting process to save time and eliminate unnecessary work

  • Identify which numbers truly matter for your business's health and growth

  • Establish a routine for reviewing your finances to ensure that you won’t be caught off guard

  • Shift from emotional to factual decision-making based on clear and raw financial data

  • Master the art of quick adjustments to stay aligned with your financial goals

  • How to use financial data to identify and mitigate risks before they become problems

  • What you need to do to have the confidence to make financial decisions with certainty and clarity

Module 5: Tax Mastery and Professional Guidance

In Module 5, we tackle the often-dreaded topic of taxes and turn it into an opportunity for savings and strategic planning. You'll learn how to navigate the complexities of taxation efficiently, ensuring you never overpay or get caught off-guard by unexpected bills.

What you'll learn:

  • The quickest and most effective way to reduce your tax burden legally and ethically

  • How to plan for taxes season so you never end up being unprepared

  • Where and how to find world-class accountants who fit your business and budget

  • The art of maximizing deductions specific to your industry and business model

  • When and how to seek professional advice for complex tax issues

  • How to stay ahead of tax law changes and proactively take advantage of them

Module 6: Investment and Growth Strategies

Discover how to strategically build and manage a financial war chest that not only safeguards your business during downturns but also funds its growth.

What you'll learn:

  • How to create a reserve of capital for security and opportunity

  • Where and how to safely and predictably reinvest for maximum growth

  • The unconventional strategies that can double or triple your revenue and profits

  • Develop a long-term investment plan that will help scale your business no matter what

  • Know exactly how to assess and identify every opportunity for growth and allocate the exact amount needed

Module 7: Mastering Debt Relief

Whether you're looking to manage existing debt or considering new credit options, this module guides you towards making the most favorable decisions for your business's future.

What you'll learn:

  • The most boring and yet effective strategies that will help you not only manage but slash off your business debt

  • How to use credit cards to your advantage without falling into debt traps

  • What are the biggest and most dangerous dept traps that most business owners fall for so you don’t make the same mistake

  • Proven negotiation techniques that will always help you get favorable terms with creditors

  • How to manage debt in a way that you prevent it forever interfering with your business growth plans

  • The best and worse times to borrow so you always make a wise decision

  • A bullet-proof and comprehensive plan that will elevate the burden of your current debt quickly

  • Practical tips and strategies on how to instantly improve your business's credit score, enhancing your borrowing terms

Join The Business Owners Who Are Comfortably Saving & Investing 5 Figures Back In Their Business Every Month

While Also Having a Hefty Lump Sum in The Bank For “Rainy Days”

Hayli

“If you’re looking for someone to help you manage your business financials, then you’ve come to the right place. Working with Therese has been such a refreshing and positive experience. She always takes the time to listen to my concerns, is able to explain things

to me in a way that makes sense, and has been able to provide me with her invaluable financial knowledge. Thanks to her help, I have been able to elevate my understanding of how to operate my business and feel much more confident in my financial decisions.

She truly is amazing and you won’t be disappointed working with her!”

Rachel

“Therese is not only extremely professional but is also very knowledgeable. As a business owner there are a lot of moving parts to what I have to accomplish on a day-to-day basis and she has given me the guidance and advice necessary to ensure my business operates properly. I am so thankful I have her to help me with my backend operations. I highly recommend her firm!”

Jonathan

“Therese helped me find clarity amidst the chaos in trying to Sort out my financial and business matters. She is great at simplifying everything and laying out key strategies to grow your business.”

When You Join Today, You'll Also Claim $4,000 Worth Of Bonuses:

While Also Having a Hefty Lump Sum in The Bank For “Rainy Days”

Bonus #1 – Credit Score Hacks

In this exclusive training I’m going to give you all my tools, tricks and actionable strategies to make your business more attractive to lenders and credit card companies, so you can easily access credit whenever you want and speed up your growth.

Normal price: $1,000

When you join 80/20 Finance Program – FREE

Bonus #2 – Finance Tracking Templates

I’ve done some of the work for you. These easy-to-use, fill-in-the-blank templates will give you instant clarity on your business's financial health, and help you to make confident investment decisions in marketing or staffing without second-guessing your budget.

Normal price: $2,000

When you join 80/20 Finance Program – FREE

Bonus #3 Saving On Tax System

Learn every legal tax-saving strategy used by the elite top 10% of entrepreneurs to keep more money in your business, and ensure you're maximizing profits while staying fully compliant.

Normal price: $1,000

When you join 80/20 Finance Program – FREE

Join The 80/20 Finance Program Today & Start Making The Right Financial Decisions

Claim Your $4,000 Worth of CFO-Level Video Training, Proven Templates & Extra Bonuses

  • The 80/20 Finance Program

  • Bonus #1 Credit Score Hacks

  • Bonus #2 Finance Tracking Templates

  • Bonus #3 Saving Tax System

Normal Price: $6,000

Today’s Price:

$197

One-time payment. Undisputed 60-day-money-back guarantee

More Testimonials

Sean

“Therese has helped bring organization to our company finances and has helped guide us to a plan of action.” 

Courtney

“TKN has been a game-changer for my small business, offering tailored solutions that have streamlined our operations and significantly improved our management systems. Their expertise in areas like budgeting, risk identification, and growth strategies has allowed us to focus on what we do best, knowing the administrative and financial aspects are in capable hands. Thanks to Therese, we've seen a remarkable increase in efficiency and profitability, making it one of the best investments we've ever made.”

Darla

“Fantastic! Therese listened to my concerns, explained things clearly, and shared her valuable financial expertise with me. I now feel more confident in my financial decisions.”

Jay

“It's now easy to understand how to budget and form a financial game plan for my future. Loved all the help and resources Therese provided.”

Frequently Asked Questions

What is the 80/20 Finance Program?

The 80/20 Finance Program is an online course designed to teach business owners how to manage their finances, reduce taxes, increase profits, and make informed decisions to scale their business effectively.

Who is this program for?

It's for small business owners, entrepreneurs, and startup founders who want to improve their financial literacy, manage their finances more effectively, and grow their business without the need for expensive CFO services.

Do I need a financial background to benefit from this program?

No, this program is designed to be accessible to anyone, regardless of their financial background. We break down complex concepts into simple, actionable steps.

How long does it take to complete the program?

The core content can be completed in just a few hours a month, allowing you to implement the strategies at a pace that works for you.

What makes this program different from other financial courses?

The 80/20 Finance Program focuses on the most impactful financial strategies (the 80/20 rule) to drive significant improvements in your business's financial health, without overwhelming you with unnecessary details.

Can I access the program from anywhere?

Yes, the program is entirely online, giving you the flexibility to learn from anywhere with internet access, whether that’s from home or on the go.

What if I'm just starting my business? Is this program still relevant?

Absolutely! The earlier you understand and implement these financial principles, the better positioned your business will be for success.

Is there support available if I have questions during the program?

Yes, the program includes access to community support where you can ask questions, share insights, and get feedback from peers and mentors.

What are the bonuses, and how will they help me?

The bonuses include credit score hacks, finance tracking templates, and tax-saving strategies, all designed to save you money and time while enhancing your business's financial performance.

How soon can I expect to see results after implementing what I learn?

While individual results can vary, many participants start seeing a positive impact on their financial management and decision-making processes within a few weeks of implementing the strategies.

Is there a money-back guarantee?

Yes, there’s a 60-day money-back guarantee. If you don’t feel the program has provided value, you can request a full refund.

Do I need special software to use the finance tracking templates?

The templates are designed to be user-friendly and can be used with common spreadsheet programs like Microsoft Excel or Google Sheets.

Can this program help me if my business is already in debt?

Yes, one of the modules is specifically focused on debt relief and management, offering strategies to navigate and reduce business debt.

Will this program cover how to manage taxes more effectively?

Yes, there’s an entire module dedicated to taxation and legal strategies to minimize your tax liabilities, ensuring you keep more of your earnings.

How current are the strategies taught in the program?

The program content is regularly updated to reflect the latest in financial best practices and tax laws, ensuring you’re getting relevant advice.

Can I share the program with my business partner or team?

The program license is for individual use. If you’re interested in team access, please contact us for group licensing options.

Will I learn about investment and growth strategies?

Yes, there's a whole module devoted to teaching you how to strategically reinvest in your business for sustainable growth.

What if I already have an accountant?

This program complements the work of your accountant by empowering you to make informed financial decisions and understand the strategic advice they provide.

How does this program fit into my busy schedule?

The program is self-paced, allowing you to learn and implement strategies in a way that fits around your commitments.

After completing the program, will I still need a CFO or financial advisor?

While the program aims to equip you with the skills to manage your finances effectively, the decision to consult a CFO or financial advisor will depend on your specific business needs and complexity.

Disclaimer:

I am not a certified public accountant (CPA) or licensed financial advisor. The information provided in this program is for educational purposes only and should not be construed as professional financial or tax advice. Consult a qualified CPA, tax professional, or financial advisor for guidance on your specific situation.

Copyright The 80/20 Finance Program 2024 | All Rights Reserved

Frequently Asked Questions

What is the 80/20 Finance Program?

The 80/20 Finance Program is an online course designed to teach business owners how to manage their finances, reduce taxes, increase profits, and make informed decisions to scale their business effectively.

Who is this program for?

It's for small business owners, entrepreneurs, and startup founders who want to improve their financial literacy, manage their finances more effectively, and grow their business without the need for expensive CFO services.

Do I need a financial background to benefit from this program?

No, this program is designed to be accessible to anyone, regardless of their financial background. We break down complex concepts into simple, actionable steps.

How long does it take to complete the program?

The core content can be completed in just a few hours a month, allowing you to implement the strategies at a pace that works for you.

What makes this program different from other financial courses?

The 80/20 Finance Program focuses on the most impactful financial strategies (the 80/20 rule) to drive significant improvements in your business's financial health, without overwhelming you with unnecessary details.

Can I access the program from anywhere?

Yes, the program is entirely online, giving you the flexibility to learn from anywhere with internet access, whether that’s from home or on the go.

What if I'm just starting my business? Is this program still relevant?

Absolutely! The earlier you understand and implement these financial principles, the better positioned your business will be for success.

Is there support available if I have questions during the program?

Yes, the program includes access to community support where you can ask questions, share insights, and get feedback from peers and mentors.

What are the bonuses, and how will they help me?

The bonuses include credit score hacks, finance tracking templates, and tax-saving strategies, all designed to save you money and time while enhancing your business's financial performance.

How soon can I expect to see results after implementing what I learn?

While individual results can vary, many participants start seeing a positive impact on their financial management and decision-making processes within a few weeks of implementing the strategies.

Is there a money-back guarantee?

Yes, there’s a 60-day money-back guarantee. If you don’t feel the program has provided value, you can request a full refund.

Do I need special software to use the finance tracking templates?

The templates are designed to be user-friendly and can be used with common spreadsheet programs like Microsoft Excel or Google Sheets.

Can this program help me if my business is already in debt?

Yes, one of the modules is specifically focused on debt relief and management, offering strategies to navigate and reduce business debt.

Will this program cover how to manage taxes more effectively?

Yes, there’s an entire module dedicated to taxation and legal strategies to minimize your tax liabilities, ensuring you keep more of your earnings.

How current are the strategies taught in the program?

The program content is regularly updated to reflect the latest in financial best practices and tax laws, ensuring you’re getting relevant advice.

Can I share the program with my business partner or team?

The program license is for individual use. If you’re interested in team access, please contact us for group licensing options.

Will I learn about investment and growth strategies?

Yes, there's a whole module devoted to teaching you how to strategically reinvest in your business for sustainable growth.

What if I already have an accountant?

This program complements the work of your accountant by empowering you to make informed financial decisions and understand the strategic advice they provide.

How does this program fit into my busy schedule?

The program is self-paced, allowing you to learn and implement strategies in a way that fits around your commitments.

After completing the program, will I still need a CFO or financial advisor?

While the program aims to equip you with the skills to manage your finances effectively, the decision to consult a CFO or financial advisor will depend on your specific business needs and complexity.

Disclaimer:

I am not a certified public accountant (CPA) or licensed financial advisor. The information provided in this program is for educational purposes only and should not be construed as professional financial or tax advice. Consult a qualified CPA, tax professional, or financial advisor for guidance on your specific situation.

Copyright The 80/20 Finance Program 2024 | All Rights Reserved